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About Daniel Gamez

Daniel R. Gamez, an attorney focusing exclusively in debt relief, is licensed to practice in all state and federal courts in California and Texas. Mr. Gamez owns and operates the Gamez Law Firm in San Diego and Los Angeles, CA. For more information, please contact Daniel Gamez at 858-217-5051, daniel@gamezlawfirm.com or use our online contact form. Stay updated with the latest debt relief tips by following on Facebook and Twitter!

Stop Robocalls For Student Loans

If you want to stop robocalls for student loans, you are not alone.   There is over $1.48 trillion in U.S student loan debt and over 11% of that accounts for people who are in default (haven’t made a payment in over 90 days).  Once your student loan is in default, the robocalls from debt collectors [...]

By | August 8th, 2018|Student Loan Debt Help|0 Comments

How to Get Out of Paying Credit Card Debt

I am often asked about how to get out of paying credit card debt.   The fact of the matter is, you cannot get out of paying credit card debt altogether, but you can take steps to greatly reduce the total amount of credit card debt you owe with a credit card debt settlement.  I will [...]

By | July 19th, 2018|Credit Card Debt Help|0 Comments

How to Win a National Collegiate Trust Lawsuit

If you have been sued by National Collegiate Trust (NCT) and do not respond to the lawsuit, then there is a good chance a default judgment will be filed against you.  Meaning you lose before you even have a chance to fight.  A default judgement can result in wage garnishment, bank levies and a lien [...]

By | July 17th, 2018|Debt Lawsuits, Student Loan Debt Help|0 Comments

How to Avoid Student Loan Scams

If someone promises that they can eliminate student loan debt, it’s a scam.  With Americans owing over $1.48 trillion in student loans, it’s important to know how to avoid student loan scams.   Don’t fall victim to student loan forgiveness scams from debt relief companies. Learn what to watch out for and what are your legitimate [...]

By | July 11th, 2018|Debt Relief Scams, Student Loan Debt Help|0 Comments

Asinine State Laws Remove Professional Licenses from Student Loan Borrowers in Default

Forbes recently published the article “Nonsensical State Laws Yank Licenses From Student Loan Defaulters”. It brings to light that in 18 states, student loan borrowers who default on their federal student loans risk having their professional licenses revoked. These laws were enacted under pressure from the Department of Education to get default rates under control.  [...]

By | June 26th, 2018|Student Loan Debt Help|0 Comments

Why Hire a National Collegiate Student Loan Trust Defense Lawyer?

A National Collegiate Student Loan lawsuit is serious and can result in a default judgement against you if the lawsuit is ignored.  With the proper representation, you can successfully defend a National Collegiate Student Loan lawsuit.   Here is just one example of the reasons to hire a National Collegiate Student Loan Trust defense lawyer.  Our [...]

By | June 19th, 2018|Debt Lawsuits, Student Loan Debt Help|0 Comments

Who Is National Collegiate Student Loan Trust?

Who is National Collegiate Student Loan Trust?  They are an entity that buy trust pools of private student loan debt from lenders such as Chase Bank, Discover, Bank One and many, many more.  If you have been sued by them, then you need to take immediate action to defend a National Collegiate Student Loan Trust [...]

By | June 12th, 2018|Debt Lawsuits, Student Loan Debt Help|0 Comments

Why Companies Are Paying Employee Student Loan Debt

With student loan debt at an all-time high, it’s no wonder that employers who want to recruit and retain the best employees are offering student loan repayment benefits.  The default rate of those with student loan debt is around 10%, so the incentive to help employees stay on top of their student loan payments is [...]

By | May 24th, 2018|Student Loan Debt Help|0 Comments

Sued by Debt Collector In California? Here’s What to Do!

I am a California debt collection defense attorney who focuses on getting consumers out of debt and on with their lives.  Today’s blog will focus on what to do if sued by a debt collector in California.  I will take you through how to respond to a debt collection lawsuit in California and give you [...]

By | May 16th, 2018|Dealing with Debt Collectors, Debt Lawsuits|0 Comments

How to Qualify for Student Loan Forgiveness

Knowing how to qualify for student loan forgiveness depends largely on what kind of loan you took out.  It's a good idea to meet with a student loan lawyer who offers a free consultation to help you navigate through the process. The U.S. Department of Education’s Federal Aid website offers a breakdown of different types of [...]

By | May 3rd, 2018|Student Loan Debt Help|0 Comments