Debt Settlement Attorney in San Diego

Debt settlement is a proven approach to help people get out of debt without declaring bankruptcy.  Debt settlement attorney Daniel Gamez successfully reduces his client’s debts for credit card debt, student loan debt, medical debt, small business debt, mortgage debt, and payday loan debt.  Contact us today for a FREE debt consultation and start your path to a debt free life.

What is Debt Settlement?

Debt settlement is the process of paying off a debt to a creditor after mutually agreeing to a sum less than what is owed.   Sometimes “debt settlement” is also referred to as debt arbitration, debt negotiation, debt reduction or credit settlement.

Why Choose Debt Settlement As A Debt Relief Option?

  • Debt settlement is a win win for both you and your creditor.  You will end up paying far less than the original debt you owe thanks to the negotiation by your debt relief attorney. 
  • Your creditor will be pleased to receive some of your funds, rather than you declaring bankruptcy and receiving nothing. 
  • Your creditor will avoid the costly and time consuming process of suing you. 
  • Debt settlement is a fast, more effective and less expensive debt relief option to get out of debt than alternatives such as debt consolidation or bankruptcy.
  • Most creditors are willing to negotiate and accept a debt settlement.
I’m Ready To Be Debt Free!

What Is The Difference Between A Debt Settlement Attorney And A Debt Settlement Company

When deciding on if debt settlement is right for you, it is imperative to use the services of a debt settlement attorney (also called debt relief attorney) rather than a debt settlement company for the following reasons:

  • The Center for Responsible Lending report indicates that some creditors won’t even talk to a debt settlement company. They don’t have that choice when a consumer hires an attorney. A law firm client signs a power of attorney, which not only permits, but requires creditors to discuss the accounts with the attorney.
  • If you are sued by your creditor, a debt settlement company cannot represent you in a court of law.  Your debt settlement attorney will fight to defend you if you are sued.
  • Attorney Daniel Gamez can also represent you in a bankruptcy if a debt settlement does not meet your needs.  However, your debt relief attorney should try by all means possible to settle your debt before the need to declare bankruptcy.

San Diego Debt Settlement Attorney

Debt Attorney Daniel Gamez has 14 years of legal experience.  He spent over six years representing the big banks on the creditor side before deciding to follow his passion in helping consumers.  For the past 5 years Daniel has successfully represented thousands of consumers fighting against creditors thanks to his in-depth knowledge of the debt industry. Daniel has the unique negotiating advantage of understanding how lender operate. He finds no greater joy than relieving his clients of their debt and helping them get their life back on track. Read more about Daniel Gamez debt settlement attorney.

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Debt Settlement Help Is Here!

Debt Settlement is quickly becoming a popular alternative for Americans to reduce their debt to a feasible amount that they can pay off in order to finally become debt free. Contact our law firm for debt help!

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