Bankruptcy Attorney In California
Life can lead to bankruptcy. People fall on hard times whether it’s through the loss of a job, unexpected medical debt, small business debt, credit card debt, student loan debt, payday loans, or infinite other circumstances.
Is Bankruptcy My Only Option?
The decision to file for bankruptcy should not be taken lightly. Call California bankruptcy attorney Daniel Gamez at 858-217-5051 for a free consultation to discuss your debt relief options. Daniel can review your personal situation and help determine if a debt settlement or declaring bankruptcy is the right choice for you. A debt settlement occurs when the debtor negotiates with their lender to reduce the total amount of your debt that you will need to pay back. Why would a lender agree to a debt settlement? If you can no longer pay your debt, the lender would rather you give them something rather than declare bankruptcy and give them nothing.